Enter Loan Details
₹1 Lac
₹5 Cr
1%
15%
1 yr
30 yrs
How EMI works
Your EMI (Equated Monthly Instalment) is a fixed monthly payment covering both principal and interest. A higher down payment lowers the loan amount, while a shorter tenure means higher EMIs but far lower total interest — so it often pays to stretch within your comfort zone.
This calculator gives an indicative figure. Final rates and eligibility depend on your lender, credit profile and prevailing market conditions.
Budget Smartly
Match Your EMI to Your Lifestyle
A common rule of thumb is to keep your housing budget within 40% of your monthly take-home income. Use the figure above as a starting point — then let our advisors shortlist homes that fit comfortably within it.